FINEO — bookkeeping for your company
Incorporating your company was step one. Your bookkeeping is step two.
FINEO connects your bank account, categorises transactions with AI, sends invoices via Peppol and handles your VAT returns and annual accounts. All in one dashboard.
Recognise this as a Belgian entrepreneur?
Peppol invoices mandatory
Since 2026, B2B invoices via Peppol are mandatory in Belgium. Without automation, every invoice requires manual work.
VAT, corporate tax, client listing, NBB
Quarterly VAT returns, annual corporate tax, client listing and filing with the NBB. Compliance never stops.
No overview of your company
Receipts in a shoebox, spreadsheets that don't add up. Your accountant sees it once a quarter — if you're lucky.
The solution
One dashboard for your entire administration
Bank feed
Your transactions, automatically categorised
FINEO reads your Belgian bank account via PSD2. AI categorises more than 85% of your transactions. You review, correct and confirm.
Peppol e-invoicing
Send and receive invoices via Peppol
Create invoices with your CBE number and VAT, send them via the Peppol network. Purchase invoices are automatically imported and matched.
VAT & corporate tax
VAT returns via InterVAT, corporate tax via Biztax
FINEO calculates your quarterly return with the correct Belgian VAT rates (21%, 12%, 6%). Upload to InterVAT with one click. Corporate tax and annual accounts are prepared for Biztax and NBB.
Cash flow
Always know how much you can spend
Cash flow forecast 30, 60 and 90 days ahead. Including VAT reserves, corporate tax advance payments and outstanding invoices.
EXPENSES
Scan receipts, approve, reimburse
Your team scans receipts with the Receipt Snap app. You approve or reject from FINEO. Approved expenses are automatically booked and queued for reimbursement.
PROCUREMENT
From quote to purchase order
Pip compares supplier quotes and scores on price, delivery time and reliability. From request to purchase order — automatically booked in your administration.
DIRECTOR PAY & PAYROLL
Director remuneration included. Extra employees as add-on.
Every company has a managing director who receives remuneration. FINEO handles this by default — payslip, social security contributions (NSSO) and tax fiches. Have employees? Add payroll as an add-on.
FIXED ASSETS
Depreciation and investment deduction — automatic
Register business assets and FINEO calculates monthly depreciation. Investment deduction (8% or 13.5%) and degressive depreciation are automatically calculated based on your investments — no spreadsheets, no manual work.
GOALS & STRATEGY
FINEO steers towards your goals — not generic advice
Set your financial goals and FINEO adapts all advice accordingly. Maximise personal income, build company value, or optimise your corporate tax and withholding tax. Each quarter a progress report with concrete actions.
Why FINEO
AI + reviewer + your Belgian bank
FINEO combines AI agents with human oversight. Your bank account is read daily, transactions categorised and deadlines monitored.
AI agents that do the work
Seven specialised agents process your bank feed, invoices, VAT, annual accounts and cash flow. Each with their own expertise.
Reviewer checks everything
An experienced accountant reviews the agents' output. VAT returns, annual accounts and special items — nothing goes without a check.
PSD2 bank feed
Direct connection with your Belgian bank via PSD2. No CSV uploads, no manual retyping. Updated every day.
From €39 per month
All plans include bank feed, invoices and VAT. 6 months free with incorporation via MijnBV.
6 months free with incorporation via MijnBV
Frequently asked questions about FINEO
What does FINEO cost for a Belgian company?
Does FINEO work with Belgian banks?
Can I send Peppol invoices via FINEO?
Does FINEO also do my VAT return?
What about the annual accounts and filing with the NBB?
Can I use FINEO without incorporating via MijnBV?
Ready to sort out your bookkeeping?
Start today with FINEO. 6 months free with incorporation via MijnBV. No obligations during the trial period.