Pricing
Free invoicing and bookkeeping. Pay only when you file.
€0 for the software — no subscription, no end date. You only pay when FINEO files something for you with the Dutch tax authority.
- Unlimited invoices and quotes (Aria)
- Automatic categorisation (Finn)
- Purchase invoices and receipts via OCR (Nox)
- VAT calculation and alerts (Vera)
- Cash-flow forecast (Cas) and annual accounts (Rosa)
- Bank import via MT940/CSV; several administrations in one account
- Return prepared automatically by the agents
- Checked by a real reviewer before filing
- Filed via Digipoort, with receipt confirmation
- Rejected and not resubmitted within 14 days? Money back
- Payslip as PDF, every month
- Annual statement included
- Payroll tax filing follows automatically once live
Forming your BV with MijnBV? Your FINEO account is ready for free.
Invoice and book from day one, no subscription. Signing up without a formation? Also free.
Form a BV + FINEO →How does FINEO compare?
Compare with a traditional accountant and popular bookkeeping software.
| FINEO | Traditional accountant | Moneybird / Exact / Neno | |
|---|---|---|---|
| Software cost | €0 | €200 – €400+ | €15 – €50 per month |
| Automatic categorisation | AI-powered | Manual | Basic rules |
| Human oversight | Reviewer on every VAT return (€50 per return) | Always | Never |
| VAT returns | Automatic + review | By accountant | Yourself |
| Annual accounts + SBR | Automatic + review | By accountant | Limited / extra |
| Need a bank account with them? | No, your own bank | No | Increasingly yes |
| Real-time insight | Always | Periodic | Yes |
| Proactive alerts (AI) | Vera warns you | No | No |
Frequently asked questions
€0 for the software. Invoicing, bookkeeping, receipt scanning, bank import and extra administrations cost nothing — no end date, no credit card. You only pay €50 per VAT return, checked by a real reviewer, and €12 per DGA payslip (ex VAT).
No. There is no subscription, so no term and no notice period. Your account simply stays.
You hear why, and you fix it. If the return isn't resubmitted within 14 days, you get the €50 back.
Yes. Extra administrations cost nothing. Per BV you only pay for the VAT returns and payslips you have filed.
No. You pay per event via iDEAL or card, only at the moment you have a return or payslip made.