mijnbv.nu

Convert sole proprietorship to BV

Tax-free conversion — fully arranged for €1497

Including fiscal dossier, tax advisor review and notary. Within 7 business days.

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Total all-in

No hidden costs, no hourly rates

€1497excl. VAT

Average 7 business days turnaround

Fiscal dossier

  • AI-powered wizard
  • Final balance sole proprietorship
  • Opening balance BV
  • Contribution description
  • Share acquisition price
  • Letter of intent

Review & advice

  • Review by tax advisor
  • FOR validation
  • Hidden reserves check
  • Approval report

Notary & incorporation

  • BV incorporation deed
  • Deed of contribution
  • Chamber of Commerce registration
  • Digital signing
  • DGA salary processing included

Including 6 months free FINEO bookkeeping for your new BV

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How does it work?

From screening to notary in 4 steps — average 7 business days.

1

Free screening

Answer 5 questions and discover if tax-free conversion is the right route for you. Within 2 minutes you'll know if you qualify.

2

FINEO Conversion Wizard

Enter your balance sheet data via the step-by-step wizard. 10 AI agents validate your input, prepare the final balance and generate all fiscal documents.

3

Tax advisor review

A registered tax advisor checks your complete dossier: final balance, opening balance BV, contribution description and share acquisition price.

4

Notary completes

The notary incorporates your BV, executes the deed of contribution and registers you at the Chamber of Commerce. All digital, no office visit required.

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Compare the costs

The same service, a fraction of the price.

ComponentMijnBV + FINEOFirm24Traditional (accountant)
Fiscal dossier€99€1500+€2000+
Tax review€399IncludedIncluded
Notary€999€999+€1200+
AI validation fiscal dossier
DGA salary processing
Lead time7 business days4–8 weeks6–12 weeks
Total price€1497€3700+€4500+

Why tax-free conversion?

The most tax-efficient way to convert your sole proprietorship to a BV.

No immediate taxation

You don't settle on hidden reserves, goodwill and capital gains at the moment of contribution. The fiscal book values transfer unchanged to the BV. Taxation is deferred until the BV sells the assets.

FOR is preserved

Your accrued fiscal old-age reserve is converted into an annuity obligation of the BV. You don't have to settle immediately and continue building your pension via the BV.

Lower tax burden as BV

With profits above approximately €100,000 you pay significantly less tax as a BV than as a sole proprietorship. Corporate tax (19–25.8%) is lower than the top income tax rate (49.5%).

Limited liability

As a BV owner you are in principle not personally liable for debts of the BV. Your personal assets are better protected than with a sole proprietorship.

Go deeper on the tax route

These articles explain the rules, deadlines and trade-offs behind tax-free conversion step by step.

Complete guide: convert sole proprietorship to BV

The full route explained: when it pays off, what it costs and how the conversion works.

Read the article

Tax-free conversion: conditions and deadlines

The 36-month rule, letter of intent, retroactive effect and the key 2026 deadlines.

Read the article

Tax-free or taxable contribution?

Compare both routes on tax, risk and flexibility before you make the final call.

Read the article

Frequently asked questions

What exactly is tax-free conversion (geruisloze inbreng)?
With tax-free conversion (art. 3.65 Wet IB 2001) you contribute your sole proprietorship or VOF into a BV without settling on the capital gains (hidden reserves) in your business at that moment. The fiscal book values transfer unchanged to the BV. You defer taxation until the BV actually sells the assets.
Who qualifies for tax-free conversion?
You must have been an entrepreneur for at least 36 months (hours criterion or entrepreneur deduction) in the 5 years prior to the contribution. Additionally, you must contribute all assets and liabilities of the business into the BV. For a VOF, all partners must participate.
What happens to my fiscal old-age reserve (FOR)?
With tax-free conversion, your accrued FOR is converted into an annuity obligation from the BV to you as DGA. The BV takes over the obligation and later pays out annuity installments to you. This prevents having to settle on the FOR in income tax immediately.
What are the deadlines for tax-free conversion?
The most common deadlines: for contribution as of January 1, your letter of intent must be signed by September 30 of the preceding year at the latest. The BV must be incorporated at the notary within 15 months of the desired transition date. The income tax return for the contribution year must contain the request for tax-free conversion.
How long does the entire process take?
With MijnBV the process takes an average of 7 business days. You complete the FINEO wizard (1–2 days), a tax advisor reviews your dossier (2–3 business days), and the notary completes the incorporation (2–3 business days). With traditional advisors the same process takes 6–12 weeks.
Which documents do I need?
You need: your most recent annual accounts or fiscal balance sheet, an overview of assets and liabilities with book and market values, your latest income tax return, and a valid identity document. FINEO helps you prepare the final balance, opening balance BV, contribution description, share acquisition price calculation and the letter of intent.
What is the difference between tax-free and taxable conversion?
With tax-free conversion (art. 3.65 Wet IB 2001) you don't settle on hidden reserves and goodwill — you defer taxation. With taxable conversion you do settle immediately, as if you're selling the business. Taxable conversion can be advantageous if you have few hidden reserves and want to use loss offsetting, but in most cases tax-free conversion is more fiscally favorable.

Fixed price, no surprises

With MijnBV you pay €1,497 all-in. No hourly rates, no extra costs afterwards. If you don't qualify for tax-free conversion, you'll find out in the free screening — no obligations.

Fixed all-in price

No hourly rates or additional work

Free screening

Within 2 minutes you'll know if you qualify

7 business days

From start to notary appointment

Ready to convert your sole proprietorship?

Start with the free screening and discover if tax-free conversion is the right route for you.

Start free check

Read more

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BV incorporation pricing

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