FINEO
Running your BV is exciting. Bookkeeping doesn't have to be.
9 AI agents take over your administration. A human reviewer checks everything. You stay in control — no accountant, no hassle.
Sound familiar?
Manual bookkeeping
Categorising every transaction yourself, keeping receipts, entering invoices by hand. Hours every week.
Expensive accountant
€200 to €400 per month for work that takes weeks. And you still don't know where you stand.
No overview
Cash flow? VAT position? No idea — you only find out when it's too late.
THIS IS FINEO
One dashboard. Everything under control.
BANK FEED
Finn categorises 85% automatically
Connecting your bank takes 2 minutes via PSD2. After that, transactions flow in and Finn categorises them automatically. Uncertain cases are flagged — never silently misbooked.
INVOICES
Create, send and collect
Aria creates professional invoices in your branding. Automatic reminders for late payments. Your client pays online — instantly matched in your books.
VAT & ANNUAL ACCOUNTS
From VAT return to annual accounts
Vera calculates your VAT return. Rosa builds your annual accounts and SBR reporting. A reviewer checks everything before filing.
CASH FLOW
Know where you'll stand in 90 days
Cas forecasts your cash flow 30, 60 and 90 days ahead. Vera warns you when risks emerge. No surprises — you see problems before they become problems.
EXPENSE CLAIMS
Scan receipts, approve, reimburse
Your team scans receipts with the Receipt Snap app. You approve or reject from FINEO. Approved claims are automatically booked and queued for reimbursement.
PROCUREMENT
From quote to purchase order
Pip compares supplier quotes and scores on price, delivery time and reliability. From request to purchase order — automatically booked in your administration.
DGA SALARY & PAYROLL
DGA payroll included. Additional employees as add-on.
Every BV has a DGA who needs salary processing. FINEO handles that by default — payslip, payroll tax and annual statement. Have employees? Add payroll as an add-on.
FIXED ASSETS
Depreciation, KIA and investment deductions — automatic
Register business assets and FINEO calculates monthly depreciation. Vera automatically calculates your KIA, EIA and MIA based on your investments — no spreadsheets, no manual work.
ADVICE & GOALS
Personal tax advice based on your real numbers
Ask about your company car, DGA salary, investment deductions or dividends — and get advice calculated with your live revenue, profit and bank balance. No generic answers. Set your financial goals and Vera steers all her advice accordingly.
WHY FINEO
AI does the heavy lifting. A human catches what AI misses.
Moneybird and Exact leave you to do everything yourself. An accountant costs €200+/mo. FINEO combines the best of both: AI speed with human oversight.
9 AI agents
Categorisation, invoicing, OCR, VAT, cash flow — daily, automatic. Each specialised in one task.
Human reviewer
Checks categorisations, VAT returns and annual accounts. Nothing leaves FINEO without a human check.
DGA payroll included
Every BV has a DGA who needs salary processing. With FINEO that's standard — payslip, payroll tax and annual statement. No add-on, no extra cost.
Your bank stays your bank
We connect via PSD2. We don't play bank. Your money stays where it belongs — at a regulated bank.
From €24 per month
Do it yourself or with a reviewer. 6 months free when you incorporate your BV through MijnBV.
SWITCH
Already using another platform? Switch in 2 clicks.
Import your administration automatically from Moneybird, Exact Online or any other bookkeeping platform. Your data, customers, invoices — all migrated.
Moneybird
2 clicks — fully automated via OAuth
2 klikkenExact Online
Coming soon
Q2 2026Other platform
Import via XAF file (universal)
XAF 3.2 / 4.0Kennisbank
Meer over boekhouding voor je BV
Boekhouding BV 2026: Alles Wat Je Moet Regelen
De complete gids over BV-boekhouding: BTW-aangifte, jaarrekening, DGA-salaris, vaste activa, cashflow en de beste software.
Lees verderDGA-salaris optimaliseren
Hoeveel salaris moet je jezelf betalen als DGA? Leer over het gebruikelijk loon en de optimale salaris/dividend-verhouding.
Lees verderAfschrijvingen en KIA 2026
Hoe werken afschrijvingen, de KIA en investeringsaftrek? Alles over vaste activa in je BV, automatisch berekend.
Lees verderAI-boekhouding: de toekomst
Hoe AI je boekhouding overneemt: automatische categorisatie, BTW-controle en jaarrekening door 9 gespecialiseerde agents.
Lees verderBeste boekhoudprogramma voor DGA's
Wat heeft een DGA specifiek nodig? Salarisverwerking, Box 2, VPB, KIA. Waarom generieke tools tekortschieten.
Lees verderOverstappen van boekhoudpakket
Wisselen van boekhoudprogramma? FINEO importeert je administratie automatisch vanuit Moneybird, Exact Online of elk XAF-bestand.
Lees verderFrequently asked questions
With Moneybird and Exact, you do everything yourself. FINEO combines AI agents that process your administration daily with a human reviewer who checks everything. Faster than an accountant, more reliable than doing it yourself.
Yes. FINEO is a standalone service. You can sign up directly and get 2 months free. If you incorporate your BV through MijnBV, you get 6 months free.
Finn, our categorisation agent, reads your bank transactions via PSD2. Based on description, amount and counterparty, Finn categorises more than 85% automatically. Uncertain cases are flagged for review — never silently misbooked.
The reviewer is a human who oversees everything the AI agents do. Categorisations, VAT returns, annual accounts — nothing leaves FINEO without a human check. Available from the Full plan (€99/mo).
Your data is stored on secure European servers. Bank connections run via PSD2 — the same standard banks themselves use. We never store your bank login credentials.
Your plan continues automatically at the regular rate. After that, a minimum term of 12 months applies. You can always upgrade or downgrade between plans.
Start your bookkeeping today
Sign up and discover how FINEO takes over your administration.
Forming a BV? 6 months of free accounting included